A fitness or weight-management centre cannot:

• collect payment or a deposit before you start receiving services. You start receiving services when, for example, you have access to fitness equipments or when a fitness program starts;
• collect payment in one instalment. The total amount of the invoice must be paid in at least 2 approximately equal instalments. The instalments must be claimed at regular intervals, for example, at the start and midway point of your membership. A merchant cannot offer a discount in exchange for a payment made in one instalment.

Exceptions: payment made in one instalment

A merchant can demand payment in one instalment in either of 2 situations:

• the total value of the services is $100 or less (including taxes);
• the services are provided over 3 days or fewer, regardless of their total value.