- collect payment or a deposit before you start receiving services. You start receiving services when, for example, you have access to fitness equipments or when a fitness program starts;
- collect payment in one instalment. The total amount of the invoice must be paid in at least 2 approximately equal instalments. The instalments must be claimed at regular intervals, for example, at the start and midway point of your membership. A merchant cannot offer a discount in exchange for a payment made in one instalment.
Exceptions: payment made in one instalment
A merchant can demand payment in one instalment in either of 2 situations:
- the total value of the services is $100 or less (including taxes);
- the services are provided over 3 days or fewer, regardless of their total value.
Last update : October 29, 2020
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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.