If you have entered into an instalment sale contract, i.e. a financing agreement, you have a very short deadline by which to change your mind. The law grants you 2 days. The page titled Modifying or Cancelling a Contract provides you with all the information on this subject.

The Office recommends that you make a well thought-out decision before signing a contract. After these 2 days, you may not go back on your decision, unless:

  • your contract includes a high annual credit rate of more than 22%;
  • you come to an agreement with the merchant;
  • you obtain a court judgment in your favour.

You recommend this page: https://www.opc.gouv.qc.ca/

Last update : May 3, 2021

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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.