Make sure all of the information in your credit file is accurate and up to date. A merchant may check your file in order to establish your ability to pay.
How to check your credit file
You must contact a credit reporting agency. The 2 main agencies are Equifax and TransUnion. You may be charged fees for this service.
If you have any problems, you can contact the Commission d’accès à l’information, which is responsible for enforcing the Act respecting the protection of personal information in the private sector.
Last update : May 3, 2021
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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.
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