The Act respecting the collection of certain debts governs the methods creditors may use to collect money. Threats and intimidation
Threats and intimidation
Creditors are not allowed to use threats, harassment or intimidation. For example, they are prohibited from threatening to let other people know you have debts.
If you do not pay the amount you owe, the creditor may not lead you to believe that he or she will have you arrested and that you will go to prison. Having debts cannot lead to your arrest. Such assertions are false, illegal, and are only made to scare you.
You have recourse options against any creditor who engages in such practices.
Last update : May 3, 2021
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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.