Taking out insurance may help protect you or your loved ones in case of disability or death.

Check whether the insurance you currently hold is sufficient, or take out additional insurance if need be.

Mandatory insurance

What if the financial institution requires that you take out insurance before entering into the contract?

You are under no obligation to take this insurance with the institution in question. You always have the option of fulfilling this condition with an insurance contract you already hold, or shop for one elsewhere. The institution must clearly indicate this condition in the contract with this statement.

You recommend this page: https://www.opc.gouv.qc.ca/

Last update : February 4, 2022

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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.