Some credit card issuers offer low introductory credit rates. These rates often only apply for a limited time.
Find out about the scope and length of the promotional rate:
- Does it apply to a specific type of transaction?
- When will it end?
- What will be the subsequent rate?
If you choose a card because the credit rate is low and there are no annual fees, keep in mind that the issuer can change these conditions at any time by sending you a notice 30 days before the change comes into effect.
Last update : October 23, 2020
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The information contained on this page is presented in simple terms to make it easier to understand. It does not replace the texts of the laws and regulations.